SAFETY TIPS FOR HOMEOWNERS AT HALLOWEEN Follow these tips to make sure everyone is safe at Halloween! Make sure your property is well lit.Replace burned-out bulbs in exterior lights. If needed, install additional lights in the front yard to avoid someone tripping over...

Automate Your Thermostat  One of the easiest things you can do to save money on your heating and cooling bills is to get an automated thermostat. These smart thermostats will learn when you are home and make sure the home is at a comfortable setting during those hours...

Check for Air Leaks Around Windows One of the most significant drafts in your home tend to occur around windows and doors. If you have old windows, there are a few things you can do to tighten them up. This will save on your energy bill. One easy way to check for...

Practice safety during Independence Day celebrations

  Don't Wait to Prepare! Make sure your home is in good repair and up to local hurricane building code specifications. Many of these retrofits don't cost much or take as long to do as you may think. Have the proper plywood, steel or aluminum panels to board up...

Here's what impacts your homeowners insurance cost 1. Location It's no secret that rates will vary by region and even by neighborhood. Why location matters: Coastal properties: These are riskier to insure than inland homes, because of the chance for hurricanes or...

The winter months carry additional risks for house fires. According to the National Fire Protection Association, five of six home heating fire deaths are caused by portable heaters.  People are at greater risk in the winter season when they cook holiday meals, display...

Must-have safety supplies for your car Here’s his list of must-have, don’t-leave-home-without items: Jumper cables—Get a set and learn to use them. A battery jump pack can also come in handy if you have a dead battery and there’s not another soul in sight who can...

  Safe Holiday Driving Stay safe on the roads by taking action to protect yourself and loved ones. In the United States, motor vehicle crashes are a leading cause of death for people aged 1‒54, and about 40,000 people were killed in crashes in 2017. However, many...

  We all enjoy the holidays but with the holidays come more cooking, home decorating, entertaining, and an increased risk of fire and accidents. Here are a few tips to help keep you and your family safer:   Decorations Use only non-combustible and flame-resistant...

Make sure you have the right coveragesIf you're getting ready to buy a new car, make sure you have comprehensive and collision. These are both optional coverages that pay for physical damage to your car. Typically, drivers leave these off for older cars. If you don't...

Protecting your identity when you travel Tips to keep your data secure when you’re away from home It’s become, unfortunately, relatively commonplace: News of hackers stealing data from a big company. Data breach stories are a sign of the times. And, it’s not just the...

  Distracted driving - It’s not just texting Most people have heard about the dangers of texting and driving. Just a few seconds of distraction can result in disaster. In the time it takes to read just one text, a car can drive the length of a football field....

How your roof affects your home insurance Your roof is your home's primary protection against hail, wind, fire, and other hazards. That's why insurance companies are concerned about the age, condition, material, and shape of your roof and change your price...

Accidents Involving Animals   You're covered in a variety of accidents and situations   You hit an animal An animal runs into your car An animal burrows into your car (sounds crazy, but sometimes raccoons tear into seat cushions, or rodents make nests under...

Adding Teen Drivers to Your Policy There are many things to consider when deciding whether or not to add your teen to your policy. Here are a few advantages: 1.You can share cars: You'll be covered if your teen drives your car. All covered drivers have access to all...

Tips for Home Owners Hosting Super Bowl Parties Americans love football!  That makes Super Sunday a great time for football fans to come together to eat, drink and play armchair TV critic. This year, roughly 45% of Americans plan to host or attend a Super Bowl party,...