Tips for Home Owners Hosting Super Bowl Parties

Americans love football!  That makes Super Sunday a great time for football fans to come together to eat, drink and play armchair TV critic. This year, roughly 45% of Americans plan to host or attend a Super Bowl party, according to the National Retail Federation (NRF).

We advise homeowners who choose to host a Super Bowl party to be aware of potential liabilities — on the chance something unexpected occurs that results in an insurance claim.

Should an accident happen, do the following:

• Address any injuries first.
• Make sure your other guests are safe and secure.
• Take pictures.
• Report the loss to your insurance company.
• Make sure to get the names and contact information of guests for witnesses.

Here are a few tips that may help:

Look out for guests who have had too much to drink

For those that over-do it on alcohol, make sure they don’t drive and consider asking another guest to give the person. You want your guests to remember the great party, not the results of car accident.

Practice pet safety

Even the most mild mannered pets may react to enthusiastic fans in unexpected ways. It may be wise to keep pets away from party guests.

Potential tripping hazards in walkways or sidewalks.

Take a look around your house and walkway to make sure there aren’t any obvious obstructions.

Grill responsibly.

Super Bowl party hosts should make sure grills are clean and operational before the party, as well as positioned away from people and property.

Make food safety a priority.

Be mindful of leaving cold foods out for more than 2 hours. Warm take out foods should be kept at 140 degrees. If you’re not serving take out foods immediately, either keep them warm or refrigerate.